At Mortgage 1, we bring over two decades of mortgage expertise to every Sterling Heights borrower. Whether you're a first-time buyer or seasoned homeowner, we build loan strategies as unique as your financial story.
Our Services
Every borrower has a different financial landscape. We craft loan programs that fit your situation — whether you need competitive rates, flexible terms, or creative financing for a unique property.
Navigating your first purchase can feel overwhelming. We guide you through every step — from pre-approval to closing — with patience and expertise.
Learn moreLower your rate, shorten your term, or cash out equity — we analyze your current loan and market conditions to find the refinance that truly benefits you.
Learn moreConforming loan limits don't cover every home. Our jumbo loan programs are designed for higher-value properties with competitive terms.
Learn moreVeterans and eligible buyers deserve specialized loan programs. We understand the unique requirements of VA and FHA financing and make the process seamless.
Learn moreFrom standard conforming loans to flexible conventional programs, we offer options that align with your credit profile and homeownership timeline.
Learn moreTiming matters in mortgage lending. We monitor market conditions and help you lock at the right moment — and structure your loan for long-term value.
Learn more
20+
Years of Experience
About Us
Mortgage 1 was founded on a simple belief: the mortgage process should empower borrowers, not confuse them. Based right here in Sterling Heights, we've spent over two decades helping Macomb County residents navigate one of the most significant financial decisions of their lives.
We're not a call center. When you work with us, you get direct access to a dedicated loan officer who knows your file, understands your goals, and responds when you need answers — not after business hours or on a Friday afternoon.
Our approach combines old-fashioned personal service with modern lending solutions. We shop multiple wholesale channels to find the best rate and terms for your specific situation, and we're transparent about every cost from day one.
$50M+
Loans Funded
98%
On-Time Closings
How It Works
We discuss your homebuying goals, budget, and timeline. No pressure — just a clear conversation about what's possible.
We pull your credit, review your finances, and get you a solid pre-approval letter — so sellers take your offer seriously.
Once your offer is accepted, we handle the paperwork, appraisals, and underwriting — keeping you informed every step.
You sign the final documents, receive your keys, and become a homeowner. We celebrate with you.
Client Stories
"We were first-time buyers with zero idea where to start. Mortgage 1 walked us through every detail — from pre-approval to closing. They made what we thought would be a stressful experience feel completely manageable."
Sarah K.
Sterling Heights Homeowner
"I refinanced my home with Mortgage 1 and saved over $200 a month. They found a rate I didn't think was possible and kept me updated throughout the entire process. Highly recommend."
Michael R.
Sterling Heights Homeowner
"As a veteran, I needed someone who understood VA loans. Mortgage 1 made the process straightforward and got me a fantastic rate. They treated my home purchase like it mattered — because it does."
James T.
Sterling Heights Veteran
Whether you're buying your first home, refinancing, or exploring options, we're here to help. Reach out today for a no-obligation consultation.
Get In Touch
We're located in the heart of Sterling Heights and welcome walk-ins during business hours. Call us, email us, or fill out the form — we respond to every inquiry within one business day.
Office Address
36150 Dequindre Rd
Sterling Heights, MI 48310-7142
Phone
(586) 883-7686Business Hours
Monday – Friday: 9:00 AM – 5:00 PM
Saturday – Sunday: By Appointment
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